You’ve no doubt seen other windshield chip repair people advertising “free windshield repair” on street corners in town. They know that most insurance companies will pay for windshield chip repair under your comprehensive coverage on your vehicle. These companies allow, and many encourage, such repairs in lieu of replacing the entire windshield. To many people, that certainly sounds like “free windshield repair”. It is, however, more of a “cheap windshield repair covered by insurance” than a truly free fix.
However, every claim that you make on your insurance is recorded. Even “free windshield repair” claims are recorded and tracked for five years by the Comprehensive Loss Underwriting Exchange (CLUE), which generates a “risk score” for every customer.
“Free Windshield Repair” Isn’t Necessarily Free
Insurance companies use these “risk scores” to set premiums and to determine whether they will issue or renew auto insurance policies. Here’s the catch: By taking advantage of “free windshield repair”, you could be setting yourself up for a premium increase!
Windshield chip repair claims are considered “no-fault” claims. This means they won’t increase your rates directly. Since ALL claims are tracked, even “free windshield repair” claims, they can indirectly impact your rates.
If you still want to take advantage of this, we will be happy to bill your insurance company directly or provide you with an invoice that you can present to your insurance agent who, in most cases, can arrange to reimburse you for the repair fee.
Call today and we can discuss your windshield chip repair payment options with you: (719) 591-1666
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Bob’s Windshield Repair specializes in cracked windshield repair and other chip repairs. We service the following areas: Colorado Springs, Monument, Falcon, and the surrounding areas.